Who Has the Best Extended Car Warranty?

When you purchase a new vehicle, you’re covered by a comprehensive, bumper-to-bumper warranty. This warranty usually lasts for three years or 36,000 miles, whichever comes first. But when that coverage expires, you’re responsible for all repairs.

To avoid expensive repair costs when your warranty expires, you have the option to purchase an extended warranty. So, who has the best extended car warranty? Let’s take a look at the best-reviewed and most reputable warranty providers in the country.

Carchex Car Warranty

Carchex is one of the most popular extended warranty providers in the United States. Founded in 1999, the company has received awards and recognition for its service, its workplace environment, and its customer care.

Carchex offers five coverage tiers, ranging from “bronze” to “titanium.” You can choose the coverage that is most suited to your vehicle and your driving habits as well as your budget. The length of your coverage ranges from 18 months to seven years.

The services covered by your Carchex contract will, of course, depend upon the warranty tier you select. The bronze plan covers your transmission, engine, and drive axle components. The titanium plan includes literally everything but a few exclusions.

Carchex offers additional perks to its subscribers. Key lockout service, 24/7 roadside assistance, gas delivery service, and towing are just a few of the extras you’ll receive with your Carchex Extended Car Warranty.

The price of your warranty will be determined by several factors, including your deductible, the age and mileage of your vehicle, and the make and model of your car.

AAA Car Warranty

You likely know AAA as the auto club that comes to the rescue when you have a roadside emergency. Did you know that they also offer one of the best extended car warranties in the country?

AAA offers four tiers of service coverage. The “essential” plan covers the basics: your engine, transmission, electrical system, and fuel system for example. The “exclusionary” plan is the top-tier warranty coverage. It protects the more complex components of your vehicle from the suspension to the navigation system.

Like Carchex, the AAA extended warranty comes with additional benefits. These perks include a one-time battery replacement, rental car reimbursement, and trip interruption coverage. You are responsible for a $100 deductible with each repair, but that cost is waived if your service is completed at an AAA-approved shop.

CarShield Car Warranty

CarShield is an affordable extended car warranty provider that offers five tiers of coverage. You may be interested to learn that this warranty works a little differently than competitors’, however.

The lowest tier of coverage through CarShield is the “aluminum” plan. While most companies offer basic engine and transmission care in their lowest tier, CarShield does the opposite. Instead, the coverage offered will help repair your air conditioner, electrical components, navigation system, and others.

The diamond and platinum plans offer the most comprehensive car warranty coverage. Your engine, transmission, fuel pump, and other major vehicle systems are covered under these plans.

In addition to your warranty coverage, CarShield plans come with 24/7 roadside assistance, rental car reimbursement, and towing service.

Toco Car Warranty

Finally, one of the best extended car warranties in the country is offered by Toco Warranty. Toco offers three plans: blue, yellow, and orange. The plan you’re eligible for will depend on the age and mileage of your vehicle, but vehicles with up to 175,000 miles can be protected with the Toco warranty.

The blue plan, for the older vehicles, covers your engine, your transmission, your drive axle, and several other systems such as your air conditioning. The yellow and orange plans cover more intricate parts of your vehicle like your navigation system.

As with many other extended warranty companies, Toco offers a few benefits in addition to your warranty coverage. You’ll enjoy roadside assistance, trip interruption coverage, rental car reimbursement, and discounts on lodging through Hotels.com with your Toco plan.

Not only is Toco one of the best extended car warranty companies in the country, they’re also one of the most philanthropic. Toco gives back to the community through donations to the LA Regional Food Bank and Operation Homefront. A portion of what you pay for your warranty will benefit these organizations.

Conclusion: The Best Extended Car Warranty Companies

If you’re wondering who has the best extended car warranty, you’ve likely noticed there are many options! The companies we’ve listed in this guide are ranked the best by customers across the nation, but be sure to research the options available to you. Ultimately, only you can decide which warranty company fits best with your lifestyle and your budget.